Part 2 Foreclosure Freeze Could Save Your Home?

Last week we discussed 2 steps you can do to help save your home. This week we will discuss the other steps.

Step 3: Organize your personal documents and information. No matter what form of foreclosure alternative you decide upon, it is important that assemble the following documents.

1. Checking and Savings Account Statements

2. Mortgage Statements

3. Your last 2 employment pay stubs

4. Past 2 years of tax returns

5. Hardship letter (I can help you with that)

Having this information ready will greatly increase the process and show the lender you are ready and willing to work with them to resolve your mortgage issues.

Step 4: Contact your lender

No matter what you have heard, Lenders do not want to foreclose on your home. They are not in the home selling business they are in the money lending business. Foreclosures add significant cost to the lender, they are eager to work out a situation. In addition, keep your agent informed. When open lines of communication is established the process is more efficient and challenges can be handled quickly and effectively.

Know your options so to make an informed decision for what is best for you and your family. No one is alone in the process there are millions of families in distress. Please contact someone that knows and understands your options to help. Contact me directly or one of our agents to help. click here for more information on foreclosure help. Buford Ga Real Estate


  1. I think it is amazing that you, as a Realtor, will also help people stay in their homes like this. Goes to show what kind of person you are. Kudos, Virginia. :-)

  2. This is good for the mortgagor. He can have the time to gather capital for the reinstatement. Thank you for the information.

    stopping foreclosure fortmyers